JUDGEMENT
M. THANIKACHALAM J. -
(1.) The opposite party who suffered an adverse order, in the hands of the
District Forum, Chennai (North), in OP.No.83/2002, is the appellant.
(2.) The respondent, on the following grounds, approached the District
Forum, for relief.
(3.) The complainant, took a mediclaim insurance policy, for the period
from 7.9.00 to 6.9.01, by paying premium under policy
No.501800/48/37/8500194/2000. After treatment of Coronary Artery disease,
in Apollo Hospital, the complainant submitted a claim for Rs.30,316.44
and Rs.1,77,414.75/- on 26.6.01 and 19.7.2001, which was repudiated by
the opposite party on the ground that the disease, for which the
complainant had taken treatment, was pre-existing one, which is excluded
under the policy. The rejection or repudiation is arbitrary, not based on
any reasoning, and in view of this, once again claim was made through
legal notice, for which also there was no proper reply, and therefore the
complainant is constrained to file a claim for the recovery of the above
said sums, in addition to compensation and cost.;
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