JUDGEMENT
M. THANIKACHALAM J. -
(1.) The opposite party in C.O.P.271/2003 on the file of District Consumer
Disputes Redressal Forum, Coimbatore, is the appellant.
(2.) The Respondent herein as complainant, approached the lower Forum
seeking directions to return all the documents deposited with them as
collateral security at the time of borrowing loan as well, claiming a sum
of Rs.30,000/- as compensation alleging, that despite the fact she
cleared and discharged not only the loan borrowed by her, but also
discharged the loan, for which, she stood surety and despite the fact, in
spite of repeated demands, Bank failed to return the documents, which
amounts to deficiency in service, for which, a direction and compensation
should be given as claimed, with among other grounds.
(3.) The opposite party admitting the discharge of house loan, as well as
the loan, for which she stood as surety, as well, the deposit of title
deed, have stated that they are unable to return the documents, since the
documents were misplaced, which was informed to the complainant,
convincing her to get registration copy of the sale deed etc., and this
being the position, neither direction nor compensation could be granted.;
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