SPECIAL OFFICER, UTHAMAPALAYAM Vs. R.VANAJA
TAMIL NADU STATE CONSUMER DISPUTES REDRESSAL COMMISSION
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N.KANNADASAN, J. -
(1.) The appellant is the opposite party and the respondent is the
complainant before the District Forum.
(2.) The complaint is filed before the District Forum under the following
The complainant has applied housing loan for a sum of Rs.2 lakhs before
the opposite party and the same was sanctioned. The first instalment of
Rs.80000/- was disbursed on 30.4.2001. Subsequently when the complainant
has approached for the disbursement of the further instalments, the
opposite party has refused to disburse the same. In the result, the
complainant was constrained to complete the construction by raising loan
from 3rd parties, by paying exorbitant interest, accordingly there is
deficiency on the part of the opposite parties and hence the complaint
seeking relief as stated therein.
(3.) The opposite party resisted the complaint by contending that there is
a violation in the construction of the house at the initial stage and the
time schedule is not adhered and even though the opposite party has
specifically directed the complainant to complete the construction, the
same was not done and hence the opposite party expressed their inability
to recommend to the Apex body for the disbursement of further loan.
According to the opposite party, there was a default in the payment of
the amount due and only when the amount was demanded, the present
complaint is filed for oblique motive.;
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