JUDGEMENT
A.K.ANNAMALAI J. -
(1.) The 1st opposite party is the appellant.
(2.) The complainant/1st respondent filed a complaint against the opposite
parties claiming for direction of refund the excess amount of Rs.83,078/-
with interest collected from the complainant towards his loan account and
to return the documents after making discharge endorsement along with
other documents to pay Rs.50,000/- as compensation and as well as for the
sufferings and loss to the complainant and to pay R.5,000/- each for
transport and communicating expenses and for costs.
(3.) The complainant filed a complaint before the District Forum in which
it is stated that the complainant obtained Rs.1,63,000/- from the 1st
opposite party in 1994 as loan for the purchase of tractor to be
repayable in 9 years at the rate of Rs.34,150/- with 12% interest and he
was paying the loan regularly and within 6 years, he has settled the
entire loan on 11.10.2001 and subsequently he came to know that a sum of
Rs.83,078/- was collected in excess from the complainant by the 1st
opposite party since the 1st opposite party informed by paying
Rs.1,00,000/- the entire loan would be wiped out due to the concessions
given by Government and thereby on that belief the complainant has
settled the loan by selling his tractor. But the opposite party did not
reported the settlement of loan or returned the documents and evading by
stating the entire account to be looked into. Thereafter in various
representation complainant made and thereby on 14.10.2003 the 2nd
opposite party passed an order to repay the sum of Rs.70,282/- and even
after that as the amount was not settled the complainant has come forward
with this complaint for the reliefs as sought for.;
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