JUDGEMENT
M.THANIKACHALAM, J. -
(1.) The opposite parties 1 to 4, and 5 to 7 in OP.No.107/2008 are the
appellants in F.A.No.341/2010 and 164/2011 respectively.
(2.) Brief facts leading to both the appeals:
The 1st respondent in both the appeals, who is the complainant, had
purchased a Bajaj Mini door tempo, bearing Regn. No.TN 57 W 3114 by
obtaining a loan, from the opposite parties 1 to 4, from the 6th opposite
party, for a sum of Rs.197500/-, out of which loan amount was given by
4th opposite party, at Rs.160000/-, which is payable in equal monthly
instalments of 36 @ RS.6220/-/- p.m. After the purchase of the vehicle,
the complainant had paid instalments, totaling a sum of Rs.136682/-.
(3.) On 3.11.2007, the complainant left his vehicle with the 7th opposite
party garage for repair. The 7th opposite party, who had undertaken to
repair the vehicle, failed to return the vehicle, after repair, and
enquiry revealed that they have handed over the vehicle to the 4th
opposite party, which they are not entitled to do so. The 4th opposite
party informed the complainant, as if he has to pay a sum of
Rs.63,433.96/-, and immediately a sum of Rs.7000/- was paid, for which no
receipt was issued. Once again the complainant has received a notice from
the 3rd opposite party, informing to initiate action to trace the
vehicle, and also recover the same, since according to them the
outstanding was Rs.63,433.96. Thus, repossessing the vehicle, without
notice, sold the same, and appropriated the sale proceeds against the
complainant dues, demanding a further sum of Rs.25,476.50. As per the
loan agreement, final payment of instalment will be coming to an end, in
June 2008. The opposite parties 1 to 4, without following any legal
procedure, legally, arbitrarily, committing criminal offence, repossessed
the complainant vehicle, and sold the same, which should be construed as
negligent act, followed by deficiency in service. The 7th opposite party
also committed deficiency of service, in not handing over the vehicle,
though it was entrusted to them, for repair. Thus, due to the deficiency
of service, and unfair trade practice, on the pat of the opposite
parties, the complainant suffered loss and injury, thereby, he was
compelled to file this case, seeking direction for redelivery of the
vehicle, or in the alternative for the payment of the value of the
vehicle, in addition to compensation for mental agony against all the
opposite parties, as detailed in paragraph 18 of the complaint.;