JUDGEMENT
A.K.ANNAMALAI, J. -
(1.) The unsuccessful complainant is the appellant.
(2.) The complainant filed a complaint against the opposite party claiming
for return of original documents and for compensation of Rs.1,00,000/-
for deficiency of service and for costs.
(3.) The brief details of the complaint are as follows :- Complainant and
his daughter obtained loan for Rs.4,60,000/- by depositing the original
property documents along with other documents on condition to repay the
loan in 15 years with EMI and then subsequently the loan was changed as
Top up loan for Rs.6,00,000/- for which he has paid Rs.3,371/- as charges
and the loan was not granted. Subsequently complainant obtained loan from
ICICI Bank for Rs.6,66,480/- and settled the entire loan of the opposite
party from that amount on 8.9.07. When the original documents were asked
for return it was promised to be returned within 15 days and thereby the
ICICI Bank stopped the Top up loan of Rs.3,10,000/- and thereafter even
after so many correspondences and letter through e-mail the opposite
party has not returned the documents which would amount to unfair trade
practice because of it as the ICICI Bank stopped payment of Rs.3,10,000/-
for which the complainant paying Rs.9,000/- towards interest. On 2.1.2008
he gave a legal notice for which reply was given stating the searching
the documents and it was not returned till date of filing of complaint.;
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