JUDGEMENT
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(1.) THIS appeal by the appellant/owner of the motor vehicle, is directed against the judgment dated
10.8.1999 and Award dated 17.8.1999 passed by the Motor Accident Claims Tribunal, Pakur in (M. V) Title (Claim) Suit No. 4/3 of 1997, whereby the Tribunal had awarded a total compensation of
Rs. 1,12,800.00 payable to the claimants/respondents 1 to 3 and had apportioned the
compensation amount between the owner of the vehicle and the Insurance Company directing the
owner of the vehicle to pay half of the awarded amount.
(2.) THE claim for compensation was preferred by the claimant widow of the deceased Surendra Prasad Bhagat for herself and for her two minor children. The facts on the basis of which the claim
was preferred, was that the deceased Surendra Prasad Bhagat was travelling by maxi -taxi bearing
registration No. B.R. -36 -6585 on 24.11.1996. The taxi was loaded with passengers and some of
whom were sitting on the roof top. Due to negligent and rash driving of the vehicle by its driver
(respondent No. 4), the vehicle turned turtle, resulting in fatal injuries to two persons including the
deceased husband of the claimant and khalasi of the taxi, besides injuries to several other persons.
The owner/appellant and the insurer had contested the claim on the ground that the accident did not occur on account of any rash or negligent act on the part of the driver. The appellant had
pleaded that the vehicle was duly covered under the policy of the insurance with Oriental
Insurance Company (respondent No. 3) and fitness of the vehicle was certified by the competent
authority and further, that the vehicle was plying under permit which was valid on the alleged date
of accident. The owner had also pleaded that as a matter of fact, the accident had occurred on
account of mechanical failure of brakes and in any case, since the vehicle was covered under the
policy of the insurance, which was valid on the alleged date of accident, liability to pay
compensation amount rested entirely on the Insurance Company.
The Insurance Company, on the other hand, while acknowledging the fact that the
vehicle was covered under the policy of insurance, had pleaded that the owner of the
vehicle had committed breach of conditions of the insurance contract by allowing the
vehicle to be driven by a person who did not possess any driving licence and by
allowing overloading of the vehicle besides allowing passengers to sit on the roof and,
therefore, the insurer was not liable to pay any compensation.
(3.) THE Tribunal, after discussing the evidences adduced by the parties, has recorded its finding that no evidence was brought on record to confirm that the driver of the vehicle did possess a valid
driving licence for driving the vehicle on the date of accident. The Tribunal has also recorded its
finding that accident had occurred on account of rash and negligent driving of the vehicle by the
driver of the vehicle and not on account of any mechanical failure of the vehicle. On such finding,
the Tribunal had held that the owner of the vehicle is liable to contribute for the payment of
compensation and since the vehicle was covered under the valid policy of insurance, the
Insurance Company is also liable to pay the compensation. Accordingly, the Tribunal after
assessing the total amount of compensation on the basis of evidences adduced in respect of
earning of the deceased, had assessed the total payable compensation at Rs. 1,12,800.00 and
had directed the owner / appellant to pay half of the said amount to the claimant.;
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