JUDGEMENT
Prakash Tatia, J. -
(1.) Heard the learned
counsel for the parties.
(2.) This appeal is against the award
dated 6.10.1998 by which the Motor Accidents
Claims Tribunal, Nohar allowed the
claim petition of the claimants and held
the appellant insurance company liable to
reimburse the awarded amount.
(3.) The appellant insurance company
preferred this appeal raising only dispute
about the validity of the licence of the
driver. According to learned counsel for
the appellant, the driver of the vehicle at
the relevant point of time was driving the
heavy goods vehicle and he had no driving
licence to drive the said vehicle. According
to the learned counsel for the appellant, if
the licence of the driver which was produced
by the driver is taken to be valid
then that licence was issued to ply the
heavy passenger vehicle only. According
to learned counsel for the appellant, the
accident occurred on 17.10.1993 before
coming into force of the amendment of the
certain provisions of the Motor Vehicles
Act, which came into force on 14.11.1994.
In the year 1993 as per clauses (g) and (h)
of sub-section (2) of section 10, separate
licences were required to be issued for the
vehicle of the category of heavy goods vehicle
and heavy passenger motor vehicle.
According to learned counsel for appellant,
as per the condition of the policy in case,
the vehicle is handed over to a person, who
had no valid driving licence of the category
of the vehicle mentioned in the Act or the
Rules, the insurance company cannot be
held liable to reimburse the insured. The
learned counsel for the appellant relied
upon the judgment of Madras High Court
delivered in the case of Oriental Insurance
Co. Ltd. v. Petchi Muthu Asari, 2000 ACJ
1378 (Madras), wherein Madras High Court
held that driver having licence to drive a
heavy passenger vehicle, cannot drive a
heavy goods vehicle. The same view was
taken by the Karnataka High Court in the
case of United India Insurance Co. Ltd. v.
Dhanalakshmi, 1998 ACJ 715 (Karnataka).
Learned counsel for appellant further submits
that mere possessing a valid driving
licence is not sufficient, but the driver must
also possess the driving licence of the category
of the vehicle which he found driving
to make insurance company liable. It is
vehemently submitted that when the law
has divided the licence in separate categories
and section 10 requires for obtaining
the licence of a particular category then
holding a licence of one category cannot
be deemed to be a valid driving licence for
the other category of the vehicle for which
the authorities have not issued licence in
favour of the driver.;
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