SUBHASH ENTERPRISES Vs. PUNJAB NATIONAL BANK
LAWS(RAJ)-2000-7-34
HIGH COURT OF RAJASTHAN
Decided on July 14,2000

SUBHASH ENTERPRISES Appellant
VERSUS
PUNJAB NATIONAL BANK Respondents

JUDGEMENT

MADAN, J. - (1.) THIS revision petition arises out of an order passed by the Additional District Judge No. 1, Jaipur City on 25. 2. 2000 in Civil Suit No. 367/95 whereby he decided issue No. 6 as preliminary issue against the defendant petitioner and in favour of the plaintiff respondent Bank.
(2.) M/s Subhash Enterprises (defendant) took loan of Rs. five lacs from Hindustan Commercial Bank subsequently merged in the Punjab National Bank (plaintiff respondent), to which the defendant Nos. 2 to 8 were guarantors, out of whom defendant Nos. 4 to 8 also mortgaged their house with the Bank. But aforesaid loan amount since was not being repaid, the plaintiff Bank instituted present Civil Suit for recovery of Rs. 4,42,100/-with interest towards maturity amount of Rs. 90, 000/-of FDR No. 110/83 which was ordered to be released by the State Commissioner under judgment dt. 23. 9. 92 while it was pledged with the Bank Security to loan in question. The defendant No. 1 partnership firm, through one of its partner applied to the Bank for limit of Rs. 90, 000/-, for which it agreed to pledge a Fixed Deposit Receipt No. L/110/83 as security with reference to earlier guarantees given by defendant Nos. 4 to 8, specifically pointing out that real owners of the FDR are minor sons namely Ballabhadas, Gokuldas, Jamnadas & Krishandas. The defendant No. 9 filed a separate written statement contending therein that the suit is barred by provisions of Order 2 Rule 2 CPC as no permission has been sought of the Court where earlier suit was pending. On the basis of pleadings of the parties, seven issues including issue No. 6, as to whether suit is barred by provisions of Order 2 Rule 2 CPC, were framed besides additional issue framed on 7. 8. 99 as to whether for the negligence of the Bank payment of FDR was made as per the order of the State Consumer Commission and what is its effect on the suit? However, the trial Court by its order dated 25. 2. 2000 decided issue No. 6 as preliminary issue in favour of the plaintiff Bank holding that the suit is not barred under Order 2 Rule 2 CPC. Hence, this revision petition.
(3.) I have heard learned counsel for the petitioner and perused the impugned order. It is not in dispute that the defendant No. 1 Firm (petitioner) agreed to pledge FDR No. 110/83 as security with the Bank and against that FDR, loan of Rs. 90, 000/-was secured and adjusted against FDR No. 110/83 and therefore the FDR No. 110/83's amount was not included in earlier Suit No. 1021/86 filed before the Addl. District Judge No. 7, Jaipur City for the recovery of loan amount of Rs. five lacs which was drawn by the defendant No. 1 Firm (petitioner ). It is also an admitted fact that during pendency of earlier Suit No. 1021/86, though FDR No. 110/83 was in the name of minors but when those minors attained majority, defendant No. 9 for taking back FDR No. 110/83 dt. 7. 7. 83, had filed Complaint No. 75/91 before the State Commission for Consumer Redressal wherein the Bank also contested but by judgment dt. 23. 9. 92 the Commission directed to make the payment of the FDR to all four sons of defendant No. 9 and not to the defendant No. 9 and pursuant thereto, ultimately on 17. 1. 94 amount of FDR No. 110/83 with interest to the tune of Rs. 3,13,425/-was paid to them. Thus, amount of Rs. 90, 000/-in the form of FDR No. 110/83 duly pledged with the bank as security to the loan amount in question, which could not have been secured, again remained outstanding on account of payment thereof by virtue of judgment of aforesaid Commission. Hence, it cannot be said that the plaintiff Bank relinquished any portion of its claim in order to bring the suit within the jurisdiction of the trial Court in earlier suit nor can it be said that for the FDR No. 110/83 which was got released under aforesaid judgment after earlier suit No. 1021/86 was filed, the plaintiff will not afterwards sue, as the subsequent suit in aforesaid circumstances is barred under Order 2 Rule 2 CPC. In my considered view, in the facts and circumstances, which have crept as a result of complaint having been filed by defendant No. 9 for release of FDR No. 110/83 which was admittedly pledged as security, and on account of the judgment of the State Commission as discussed above, the provisions of Order 2 Rule 2 CPC are not attracted to the present case and therefore, the trial Court has rightly decided Issue No. 6 on the application of the defendants in favour of the plaintiff Bank. The trial Court has not committed any error of law or jurisdiction or illegality with material irregularity so as to call for interference in revisional jurisdiction of this Court. As a result of the discussion made above, this civil revision petition is dismissed in limine. The impugned order dated 25. 2. 2000 of the trial Court whereby it decide issue No. 6 as preliminary issue in favour of the plaintiff respondent Bank, is upheld. However, the trial Court is directed to expeditiously decide the suit, itself, but not beyond three months from the receipt of this order. A copy of this order be sent to the trial Court forthwith. .;


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