JUDGEMENT
K.KANNAN, J. -
(1.) THERE is a delay of 12 days in filing the appeal. For the reasons stated
in the application, application is allowed. Delay in filing the appeal is
condoned.
1. The appeal by the Insurance Company is frivolous on every point which is urged. The Insurance Company learns no lessons and they will vex the
Court with cases which have no legs to stand.
(2.) THE arguments put forward by the counsel for the insurer are ; i) the change of transfer of vehicle was not informed as required under Section
157 (2) of the Motor Vehicles Act and hence the insurer is not liable. ii) the age of the claimant was said to be 43 years and she had stated
that the deceased was 2 years elder to her. The tribunal has taken the
age of the deceased at 40 years and has applied a multiplier which was
higher in value than what should have been applied if appropriate age had
been taken; iii) the claimant was the only legal representative of the
deceased and 1/3 rd deduction had been taken; iv) the average income was
taken as Rs. 5400/ - which is excessive.
A provision under Section 157 (2) of the Motor Vehicles Act sets out a procedure for informing the transfer but it has nothing to do with the
liability of the Insurance Company which must exist at all times in a
claim by third pBy against an insurer on the principle reasoned under
Section 157(1) that there will be a deemed transfer whenever there was a
transfer of the vehicle and the want of information to the insurer is
wholly irrelevant in the scheme of Motor Vehicles Act. The argument that
the deceased had left behind only one legal representative the deduction
must be half is needless attempt to carve a new innovation by the insurer
when the settled law as laid down by the Supreme Court in Sarla Verma
Vs.Delhi Road Transport Corporation reported in (2009) 6 SC 121 admits of
only 1/3 rd deduction for the number of claimants between 1 to 3. The
deduction applied was therefore appropriate. The age of the claimant was
43 years at the time of evidence. There was no room to suspect that the age was taken by the Tribunal as 40 years for the deceased at the time of
accident was wrong. The case had been filed in the year 2011 and disposed
of after two years and for an age between 36 to 45 the multiplier adopted
was appropriate. Even an argument that the income could not have been
taken as Rs. 5400/ - is off the mark since in a recent ruling of the
Supreme Court in Ramchandrappa Vs. Manager Royal Sundram Alliance
Insurance Co. Ltd.(2011) 113 SCC 236 the Court held that even an income
taken as 4500/ - for an ordinary collie cannot be said to be high. In this
case the over all compensation assessed for death of a male aged 40 years
for a wife at Rs.6,68,000/ - is appropriate and just and the attempt of
the insurer to assail the award is unfortunate and a needless waste of
time of the Court.
(3.) THE appeal is dismissed.;
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