JUDGEMENT
K.D.SHAHI,CHAIRMAN -
(1.) THIS is an appeal against the judgment and
order dated 07.09.2002 passed by District Forum, Almora where by the
claim of the complainant has been allowed for recovery of a sum of Rs.
(2.) ,71,890/ -. 2. The complainant purchased a vehicle for a sum of Rs.
(3.) ,27,675.60/ - on 02.09.1998. It was stolen on 07.09.2000 after exactly about 2 years. Before the learned Forum, the brief pleas were taken but
the factum of theft, final report, insurance etc. is proved. It was
argued that what shall be the depreciation. There was a user of two years
and even if it is taken to be the user of three years, then also
depreciation shall be only 15% . The learned Forum has discussed all
these points. The learned counsel for the Insurance Company argued that
this is depreciation in case of accident. He has also argued that the
depreciation of tyre etc. has not been taken which should be about 50%.
May be so, but this is a case of theft and tyres etc. have also been
stolen. There is no case that these were totally damaged in case of
accident. The learned counsel for the Insurance Company argued that
ac -cording to the report of the surveyor, the value should be Rs.
1,45,000/ -. It is less than half the price as paid by the complainant and by no stretch of argument, it can be believed that the price of the
vehicle becomes just half only within 2 years. All that depends upon
maintenance of the vehicle, its use and there can not be any presumption
that merely because it was used as a Taxi, the vehicle must have become
totally rotten. It can also be presumed that when the vehicle was
earning, the complainant must have been maintaining it for his livelihood
sake so that it may easily be taken by the passengers on hire. The report
of the surveyor is there but how he all of a sudden be came to the
conclusion that its price should be Rs. 1,45,000/ - is not clear. He is
not an expert of the market. He has not taken any quotation from the
market. He did not give any data or finding from where he collected this
market value. There is no law that surveyor may say that the vehicle is
of no value and therefore, the claim should be rejected. In case like
this whereth2.report of the surveyor is taken to be true without any
evidence, finding, data' collection of material from the market, the
surveyor may exploit any Complainant in the manner he likes. Even the
affidavit of the surveyor has not been filed that he has given a correct
valuation. In these circumstances, we are unable to rely on the report of
the surveyor and to fix a value reported by the surveyor. The finding
recorded by the learned Forum is a finding of fact, after giving due
reasons. It does not call for any interference by this Commission.
ORDER
The appeal is hereby dismissed. Cost b of the' appeal Shall be
easy.;
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