JUDGEMENT
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(1.) Heard learned counsel for the parties.
(2.) Leave granted.
(3.) Challenge in this appeal is to the order passed by
the National Consumer Disputes Redressal Commission, New
Delhi (in short 'the Commission') allowing the First Appeal
filed by the appellant before it (the respondent herein). He is
hereinafter referred to as the complainant. Before the
Himachal Pradesh State Consumer Disputes Redressal
Commission (in short the State Commission), the complainant
had filed a complaint alleging that a Mini Bus owned by the
complainant met with an accident during the period when the
Insurance Cover/policy issued by the appellant-Insurance
Company was in currency. The incident was reported to the
Insurance Company but the claim was not settled on the
ground that the Driver of the offending vehicle did not have a
valid and operating driving license. The complainant took the
stand that there was a renewal of the driving license which
was valid and legal and, therefore, the claim could not have
been repudiated by the Insurance Company. The State
Commission rejected the plea, categorically holding that there
was no valid license issued by the R.T.A, Hyderabad, as
claimed by the Driver.;
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