JUDGEMENT
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(1.) Leave granted.
(2.) Challenge in these appeals is to the order passed by a
learned Single Judge of the Karnataka High Court. Appeal
was preferred before the High Court questioning correctness of
the judgment and Award dated 18.01.2000 passed by the
Motor Accidents Claims Tribunal, Shimoga (in short the
'Tribunal'). The owner of lorry bearing registration No.MYJ-
6666 had filed an appeal questioning correctness of the order
passed by the Tribunal fixing the liability on him to pay
compensation awarded. A cross-objection was filed by the
complainants questioning the correctness of the compensation
granted. The claim petition related to an accident which
occurred on 20.11.1994 when a child aged seven years, who
was the son of claimants, had lost his life. The claimants had
filed the cross objections for enhancement of the
compensation. Considering the materials on record, the
Tribunal awarded a sum of Rs.51,500/- as compensation. The
High Court by the impugned order enhanced the sum to
Rs.1,52,000/-. The appellant (hereinafter referred to as the
'insurer') was directed to indemnify the award. Insurer's stand
before the Tribunal and the High Court was that the driver
driving the lorry was not authorized to drive the lorry because
he was only licenced to drive a Light Motor Vehicle (in short
the 'LMV'). When the accident took place, i.e. on 20.11.1994,
the driver was authorized to drive LMV. Subsequently, on
11.10.1996 at the time of renewal of licence it was endorsed
that he was authorized to drive Heavy Goods Vehicle (in short
the 'HGV'). The High Court was of the view that the owner is
not expected to know as to what type of licence the driver
possessed. If the driver was authorized to drive one type of
vehicle and was driving another type of vehicle, it cannot be
said that there was wilfil breach on the part of insured. The
insurer was required to prove that there was violation of terms
and conditions of the policy and wilful breach on the part of
insured as he was holding the licence to drive any type of
vehicle for which he was not licenced. It was noted by the
High Court that the owner of the vehicle may not be knowing
as to what was the nature of the licence held by the driver.
Accordingly, the quantum of compensation was enhanced and
the appellant was held to be liable to pay the entire
compensation.
(3.) Learned counsel for the appellant-insurer submitted that
the quantum, as fixed, is extremely high and is without any
basis. Further the insured was the father of the driver and it
is hard to believe that he did not know as to what type of
vehicle the driver was authorized to drive. Reliance is placed
on National Insurance Co. Ltd. v. Swaran Singh (2004 (3) SCC
297) to contend that on the facts established and proved
appellant has no liability.;
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