NEW INDIA ASSURANCE CO LTD Vs. HARSHAD BHAI AMRUTBHAI MODHIRA
LAWS(SC)-2006-4-27
SUPREME COURT OF INDIA (FROM: GUJARAT)
Decided on April 28,2006

NEW INDIA ASSURANCE CO. LTD. Appellant
VERSUS
HARSHADBHAI AMRUTBHAI MODHIYA Respondents





Cited Judgements :-

UNITED INDIA INSURANCE LTD VS. SIRE KANWAR [LAWS(RAJ)-2006-5-362] [REFERRED TO]
NEW INDIA ASSURANCE CO LTD VS. MOHAN KANWAR [LAWS(RAJ)-2013-1-150] [REFERRED TO]
MOHD. ABDULLAH VS. MANAGER, TRUMBOO CEMENT INDUSTRY LIMITED [LAWS(J&K)-2023-7-8] [REFERRED TO]
DHEERAJ KUMAR VS. ANREJA ROAD LINES [LAWS(MPH)-2010-8-10] [REFERRED TO]
ASHOK KUMAR DHINGRA VS. MANJU AND OTHERS [LAWS(P&H)-2017-2-229] [REFERRED TO]
ORIENTAL INSURANCE CO LTD VS. SUBHASH BARMAN [LAWS(GAU)-2007-4-7] [REFERRED TO]
NATIONAL INSURANCE CO LTD VS. ATARER NACHHA [LAWS(GAU)-2008-8-16] [REFERRED TO]
NATIONAL INSURANCE CO. LTD. VS. SUBHADRABEN WD/O. PRATAPSINH PUNJAJI RAMAJI PARMAR & 4 [LAWS(GJH)-2015-11-197] [REFERRED TO]
ORIENTAL INSURANCE COMPANY VS. SALMABEN SALIMBHAI VOHRA [LAWS(GJH)-2009-10-97] [REFERRED TO]
SHANTABAI DEVABHAI KOLI VS. NEW KANDLA SALT AND CHEMICALS PVT. LTD. & 1 [LAWS(GJH)-2013-2-499] [REFERRED TO]
ORIENTAL INSURANCE COMPANY LIMITED VS. KARBHARI DAGA GAIKWAD [LAWS(BOM)-2021-11-30] [REFERRED TO]
LIFE INSURANCE CORPORATION OF INDIA VS. RAJIV KHOSLA [LAWS(DLH)-2011-7-1] [REFERRED TO]
WILSON, S/O.CHACKO VS. VASANTHA KUMAR, VASANTHA BHAVAN [LAWS(KER)-2013-8-120] [REFERRED TO]
ABOOBACKER MANAGING PARTNER STAR CONSTRUCTIONS VS. SANTHOSH K V [LAWS(KER)-2012-8-54] [REFERRED TO]
BRANCH MANAGER,ORIENTAL INSURANCE COMPANY LIMITED VS. JAYAMMA [LAWS(KAR)-2023-3-157] [REFERRED TO]
NEW INDIA ASSURANCE COMPANY LIMITED VS. ROSHINI DEVI AND ORS. [LAWS(P&H)-2019-11-476] [REFERRED TO]
NATIONAL INSURANCE COMPANY LIMITED, REPRESENTED BY ITS DIVISIONAL MANAGER VS. SMTI BASANTI DAS AND ORS. [LAWS(TRIP)-2014-1-35] [REFERRED TO]
KAMLA CHATURVEDI VS. NATIONAL INSURANCE CO [LAWS(SC)-2008-11-141] [REFERRED TO]
NEW INDIA ASSURANCE CO LTD VS. LAKHIBAI JESA KOLI [LAWS(GJH)-2008-3-237] [REFERRED TO]
NATIONAL INSURANCE COMPANY LIMITED VS. BACHUBHAI CHANDUBHAI VASAVA [LAWS(GJH)-2009-8-450] [REFERRED TO]
MANAGER ORIENTAL INSURANCE CO LTD VS. GURUVAMMA [LAWS(KAR)-2011-1-62] [REFERRED TO]
S. SAMPATH @ SAMPATH KUMAR VS. M/S. SRI NATNACHI TRANSPORT COMPANY NO. 277 [LAWS(MAD)-2018-2-1169] [REFERRED TO]
NEW INDIA ASSURANCE COMPANY LTD VS. GOVIND MUNIPRASAD & 1 ORS [LAWS(GJH)-2016-2-332] [REFERRED]
MANGILAL VS. VISHNU PATIDAR [LAWS(MPH)-2007-4-74] [REFERRED TO]
NEW INDIA ASSURANCE CO LTD VS. H. T. GAYATHRI [LAWS(KAR)-2019-7-257] [REFERRED TO]
SHRIRAM GENERAL INSURANCE COMPANY LIMITED VS. LEELA VATI AND ORS. [LAWS(HPH)-2015-7-96] [REFERRED TO]
ORIENTAL INSURANCE CO. LTD. VS. NISHA DEVI AND ORS. [LAWS(HPH)-2015-8-71] [REFERRED TO]
NATIONAL INSURANCE COMPANY LTD. VS. TRIPTA DEVI AND ORS. [LAWS(HPH)-2015-8-80] [REFERRED TO]
U.P.S.R.T.C. VS. ALKA [LAWS(ALL)-2008-7-262] [REFERRED TO]
SHYAM SUNDER AGRAWAL VS. JAWAHAR PRASAD [LAWS(CHH)-2008-2-46] [REFERRED TO]
DAULAT RAM AND MANGAT RAM VS. ORIENTAL INSURANCE COMPANY AND OTHERS [LAWS(HPH)-2017-10-34] [REFERRED TO]
DEVKI FABRICS LTD. VS. RAIBEN W/O MAFATLAL GANGARAM PATEL [LAWS(GJH)-2006-8-91] [REFERRED TO]
ORIENTAL INSURANCE COMPANY VS. ASHOK AND ORS. [LAWS(BOM)-2015-9-253] [REFERRED TO]
ORIENTAL INSURANCE CO LTD VS. SUBHASH BARMAN [LAWS(GAU)-2007-5-11] [REFERRED TO]
NATIONAL INSURANCE CO LTD VS. MOMIN BEGUM [LAWS(GAU)-2006-7-21] [REFERRED TO]
NATIOANL INSURANCE CO LTD VS. JITENDRA KUMAR [LAWS(ALL)-2008-12-349] [REFERRED TO]
I.C.I.C.I. LOMBARD GENERAL INSURANCE CO. LTD. VS. SITARAM AND OTHERS [LAWS(ALL)-2013-4-290] [REFERRED TO]
NATIONAL INSURANCE COMPANY LIMITED VS. DHAN SINGH [LAWS(CHH)-2019-5-160] [REFERRED TO]
UNITED INSURANCE CO LTD VS. SARABAI KISHANRAO SONTAKKE [LAWS(BOM)-2006-7-135] [REFERRED TO]
BURRAMUKKU ANJAMMA VS. KUNCHAPU VENKATESWARLU [LAWS(APH)-2010-1-39] [REFERRED TO]
RELIANCE GENERAL INSURANCE CO. LTD. VS. FARMAN NASIM SHEIKH AND ORS. [LAWS(GJH)-2015-10-111] [REFERRED TO]
UNITED INDIA INSURANCE CO LTD VS. BIAKTHUAMI [LAWS(GAU)-2010-6-6] [REFERRED TO]
ORIENTAL INSURANCE CO. LTD VS. SUKHEN DEBNATH AND ANOTHER [LAWS(GAU)-2007-2-60] [REFERRED TO]
UNITED INDIA INSURANCE CO LTD VS. MANJUNATH [LAWS(KAR)-2010-5-47] [REFERRED TO]
Divisional Manager The Oriental Insurance Co. Limited by its Regional Manager VS. C.S. Payas S/o Susaimuthu Major rep. by M.G. Aiyappa general Secretary Karnataka Industrial and Plantation Labour Union (KIPLU) and Manager Jumboor Estate, Tata Co [LAWS(KAR)-2011-1-273] [REFERRED TO]
N.L. PUNYAMURTHY VS. MEENAKASHMMA [LAWS(KAR)-2021-8-119] [REFERRED TO]
THE NEW INDIA ASSURANCE COMPANY LIMITED VS. SHABBIRBHAI KALUJI MANSURI [LAWS(GJH)-2011-12-171] [REFERRED TO]
NEW INDIA ASSURANCE COMPANY LTD VS. JORUBHA PANCHAJI JETHWA [LAWS(GJH)-2008-12-21] [REFERRED TO]
ORIENTAL INSURANCE CO LTD VS. ASHIYA BEGUM WD O BASHA S RASUL [LAWS(GJH)-2008-9-48] [REFERRED TO]
NEW INDIA ASSURANCE CO LTD VS. VEJIBEN HIRA KOLI [LAWS(GJH)-2008-9-49] [REFERRED TO]
NATIONAL INSURANCE CO LTD VS. BHIM SINGH [LAWS(DLH)-2011-4-69] [REFERRED TO]
NEW INDIA ASSURANCE CO. LTD. VS. SOMMAYA SHAIPY AND ORS. [LAWS(HPH)-2015-5-164] [REFERRED TO]
NEW INDIA ASSURANCE CO. LTD. VS. LACHHMAN THAPA [LAWS(HPH)-2021-3-71] [REFERRED TO]
RANI KOUR VS. JAGTAR SINGH [LAWS(MPH)-2011-5-87] [REFERRED TO]
NEW INDIA ASSURANCE CO.LTD VS. BALACHANDRAN [LAWS(KER)-2023-8-94] [REFERRED TO]
NATIONAL INSURANCE COMPANY LTD VS. MALLIKA RANA [LAWS(ORI)-2010-9-48] [REFERRED TO]
DEDDAPPA VS. BRANCH MANAGER NATIONAL INSURANCE CO LTD [LAWS(SC)-2007-12-37] [REFERRED TO]
UNITED INDIA INSURANCE COMPANY LTD. VS. SMT. CHHOTI DEVI AND ORS. [LAWS(RAJ)-2010-9-75] [REFERRED TO]
BELI RAM VS. RAJINDER KUMAR [LAWS(HPH)-2009-3-1] [REFERRED TO]
NEW INDIA ASSURANCE CO. LTD VS. THAWMLIEN [LAWS(GAU)-2009-10-34] [REFERRED TO]
NATIONAL INSURANCE CO LTD VS. LALHMUNMAWII W/O LALHMUNSANGA [LAWS(GAU)-2015-6-100] [REFERRED TO]
THE NEW INDIA ASSURANCE COMPANY LIMITED VS. SMT. URMILA BAI WD/O LATE RAMRATAN SATNAMI @ KONDA [LAWS(CHH)-2016-12-33] [REFERRED TO]
ORIENTAL INSURANCE COMPANY LIMITED, THROUGH DIVISI VS. GULABA BAI [LAWS(CHH)-2017-10-7] [REFERRED TO]
PATEL ENGINEERING LTD REPRESENTED BY ITS MANAGER K DIWAKARAN NAIR VS. STATE CONSUMER DISPUTES REDRESSAL COMMISSION HYDERABAD [LAWS(APH)-2012-2-50] [REFERRED TO]
ORIENTAL INSURANCE CO LTD VS. BASHABOINA BAKKAMMA [LAWS(APH)-2010-1-9] [REFERRED TO]
LIFE INSURANCE CORPORATION OF INDIA VS. RAJIV KHOSLA [LAWS(DLH)-2011-7-490] [REFERRED TO]
U.I.I. CO. LTD. VS. AMBA LAL [LAWS(RAJ)-2019-10-174] [REFERRED TO]
MANAGER VS. KAKALI SARKAR GUHA [LAWS(SIK)-2019-10-4] [REFERRED TO]
ORIENTAL INSURANCE CO.LTD VS. BADAMI DEVI [LAWS(RAJ)-2012-4-20] [REFERRED TO]
MANJU SARKAR VS. MABISH MIAH [LAWS(SC)-2014-6-15] [REFERRED TO]
NEW INDIA ASSURANCE CO LTD VS. THANKA, [LAWS(KER)-2020-9-451] [REFERRED TO]
NEW INDIA ASSURANCE CO LTD VS. GYANTI DEVI [LAWS(UTN)-2006-11-48] [REFERRED TO]
AJAY VS. BALWAN SINGH [LAWS(P&H)-2010-2-3] [REFERRED TO]
NATIONAL INDURANCE COMPANY VS. RAM MEHAR [LAWS(P&H)-2011-2-10] [REFERRED TO]
MAMTA TRAVELS VS. DHANU RAIKWAR [LAWS(MPH)-2006-7-12] [REFERRED TO]
RANNO DEVI VS. SURENDRA KUMAR [LAWS(MPH)-2006-7-63] [REFERRED TO]
ORIENTAL INSURANCE CO LTD VS. HEERABAI [LAWS(MPH)-2007-7-12] [REFERRED TO]
NATIOANL INSURANCE CO LTD VS. RANIDEVI [LAWS(MPH)-2008-5-4] [REFERRED TO]
NATIONAL INSURANCE COMPANY LIMITED, REPRESENTED BY ITS DIVISIONAL MANAGER VS. SMTI. PUTUL BHOWMIK, SRI DHARANI BHOWMIK AND SMTI. GAYATRI DAS [LAWS(TRIP)-2014-1-32] [REFERRED TO]
DIVISIONAL MANAGER, NATIONAL INSURANCE CO. LTD. VS. MALLIKA RANA [LAWS(ORI)-2009-9-40] [REFERRED TO]
IFFCO TOKIO GENERAL INSURANCE CO. LTD VS. SHAJAHAN [LAWS(MAD)-2024-1-94] [REFERRED TO]
NEW INDIA ASSURANCE COMPANY LIMITED VS. RAKESH [LAWS(KER)-2023-8-95] [REFERRED TO]
GOTTUMUKKALA APPALA NARSHIMHA RAJU VS. NATIONAL INSURANCE CO LTD [LAWS(SC)-2007-2-132] [REFERRED TO]
ORIENTAL INSURANCE COMPANY LTD. VS. MINATI SHANKAR PAIKARA [LAWS(GJH)-2018-7-333] [REFERRED TO]
BRANCH MANAGER UNITED INDIA INSURANCE CO LTD VS. IRAYYA [LAWS(KAR)-2017-6-168] [REFERRED TO]
ROOP LAL AND OTHERS VS. AJAY RAJ AND OTHERS [LAWS(HPH)-2015-8-107] [REFERRED]
NEW INDIA ASSURANCE COMPANY LTD VS. RAJSHEKHAR BASPA AWTI [LAWS(GJH)-2008-11-73] [REFERRED TO]
K MADHU VS. BRIJ KISHORE PANDIYA [LAWS(APH)-2010-1-3] [REFERRED TO]
NEW INDIA ASSURANCE CO LTD VS. DAYA SHANKER TIWARI AND OTHERS [LAWS(ALL)-2019-5-28] [REFERRED TO]
NEW INDIA ASSURANCE CO LTD VS. MOMINA KHATUM [LAWS(DLH)-2008-3-174] [REFERRED TO]
BHIKHABHAI KALIDAS RATHOD VS. ANILKUMAR PRAKASHCHANDRA SHAH [LAWS(GJH)-2021-12-1267] [REFERRED TO]
TUKARAM S/O BABURAO BARDE VS. SHETH MASURKAR CONSTRUCTIONS [LAWS(BOM)-2008-5-93] [REFERRED]
GUDDI DEVI AND ORS. VS. NANKHARI TEHSIL CO-OP. M AND C UNION AND ORS. [LAWS(HPH)-2017-10-3] [REFERRED TO]
NATIONAL INSURANCE COMPANY LIMITED VS. SMT. DHANI DEVI AND OTHERS [LAWS(HPH)-2016-8-9] [REFERRED TO]
MANSURI USMANGHANI ISMAIL VS. SOLANKI MAHENDRA GABHARUBHAI AND 1 [LAWS(GJH)-2017-4-416] [REFERRED TO]
NATIONAL INSURANCE CO.LTD VS. SUBHADRABEN WD/O. PRATAPSINH PUNJAJI RAMAJI PARMAR AND 4 OTHERS [LAWS(GJH)-2015-11-91] [REFERRED]
NEW INDIA ASSURANCE CO LTD VS. PABABHAI MAYABHAI HARUJAN [LAWS(GJH)-2008-3-2] [REFERRED TO]
ICICI LOMBARD GENERAL INSURANCE COMPANY LIMITED VS. ANJANA DEVI AND OTHERS [LAWS(HPH)-2017-12-193] [REFERRED TO]
NATIONAL INSURANCE COMPANY LIMITED VS. KARAN BAHADUR [LAWS(HPH)-2021-7-33] [REFERRED TO]
NEW INDIA ASSURANCE CO LTD VS. LILLA FRANCIS [LAWS(KER)-2014-2-61] [REFERRED TO]
K L BIHANI VS. VIMLA DEVI [LAWS(RAJ)-2007-5-82] [REFERRED TO]
BRANCH MANAGER, ORIENTAL INSURANCE CO.LTD., HAZARIBAGH BRANCH, HAZARIBAGH VS. STATE OF JHARKHAND [LAWS(JHAR)-2009-7-93] [REFERRED TO]
THE SENIOR DIVISIONAL MANAGER VS. SUNDHARI W/O. LATE WILSON, [LAWS(KER)-2007-2-785] [REFERRED TO]
HARRISONS MALAYALAM LTD VS. ASHRAF [LAWS(KER)-2009-2-92] [REFERRED TO]
UNITED INDIA INSURANCE COMPANY LIMITED VS. RAJSHI SHIDA KARMUR [LAWS(GJH)-2023-7-1334] [REFERRED TO]
BENUDHAR JENA VS. SUJATA SAHOO [LAWS(ORI)-2013-5-3] [REFERRED TO]
SAVITRI DEVI VS. SPRING FIELDS PUBLIC SCHOOL [LAWS(P&H)-2017-3-96] [REFERRED TO]
SMT. MANJU DEBI VS. SRI SUBODH SAHA AND THE ORIENTAL INSURANCE COMPANY LTD., REPRESENTED BY ITS DIVISIONAL MANAGER [LAWS(TRIP)-2014-2-52] [REFERRED TO]
NATIONAL INSURANCE COMPANY LIMITED, REPRESENTED BY ITS DIVISIONAL MANAGER VS. SMTI. UMA DEBNAT AND SRI RATI RANJAN SAHA [LAWS(TRIP)-2014-1-36] [REFERRED TO]
NEW INDIA ASSURANCE CO LTD VS. HIRALAL GOMAJI MORIYA [LAWS(GJH)-2011-3-203] [REFERRED TO]
NATIONAL INSURANCE COMPANY LTD. VS. ADITYA KUMAR [LAWS(ALL)-2007-3-310] [REFERRED TO]
ORIENTAL INSURANCE CO LTD VS. BINOY BHUSAN ROY [LAWS(GAU)-2010-11-47] [REFERRED TO]
UNITED INDIA INSURANCE COMPANY LIMITED VS. MANAGER, RAMKI INFRASTRUCTURE LTD AND OTHERS [LAWS(GJH)-2017-2-48] [REFERRED TO]
ORIENTAL INSURANCE CO. LTD. VS. PARVATIBEN MANILAL PATEL [LAWS(GJH)-2019-5-148] [REFERRED TO]
NEW INDIA ASSURANCE CO LTD VS. ARUNACHALAM [LAWS(MAD)-2006-8-95] [REFERRED TO]
ORIENTAL INSURANCE COMPANY LIMITED VS. GOPAL CHAND & ANOTHER [LAWS(HPH)-2016-9-7] [REFERRED TO]
THE DIVISIONAL MANAGER, ORIENTAL INSURANCE CO. LTD. VS. KARIO ORAOIN AND ORS. [LAWS(JHAR)-2019-4-174] [REFERRED TO]
UNITED INDIA INSURANCE CO LTD VS. KRISHANA [LAWS(P&H)-2011-11-19] [REFERRED TO]
NEW INDIA ASSURANCE COMPANY VS. SRI BHUKYA HUMBA [LAWS(TLNG)-2022-4-145] [REFERRED TO]
RAJWINDER KAUR VS. SAWARN SINGH [LAWS(P&H)-2017-4-57] [REFERRED TO]
HARVIR KAUR @ SIMRAN KAUR VS. RAMESH KUMAR [LAWS(P&H)-2017-5-66] [REFERRED TO]
NEW INDIA ASSURANCE CO LTD VS. RAM NARAYAN JAT [LAWS(RAJ)-2006-9-48] [REFERRED TO]
NEW INDIA ASSURANCE COMPANY LTD. VS. KALEESWARI [LAWS(KER)-2017-11-47] [REFERRED TO]
NEW INDIA ASSURANCE VS ZAREENA BEGUM CO LTD VS. ZAREENA BEGUM; RASHIDABEGUM; KHURSHID JANJUA; NAZIR HUSSAIN JANGOO & ORS [LAWS(J&K)-2013-1-41] [REFERRED]
NEW INDIA ASSURANCE COMPANY LIMITED VS. DILBAHADUR LALBAHADU THAPA [LAWS(GJH)-2011-12-99] [REFERRED TO]
NATIONAL INSURANCE CO LTD VS. MONGHIBEN KODARBHAI PARMAR [LAWS(GJH)-2009-1-32] [REFERRED TO]
NEW INDIA ASSURANCE CO LTD VS. SATYAWATI [LAWS(DLH)-2011-4-267] [REFERRED TO]
NATIONAL INSURANCE CO LTD VS. KARNAIL SINGH [LAWS(HPH)-2008-11-7] [REFERRED TO]
ORIENTAL INSURANCE COMPANY LTD. VS. SAWAL DEVI [LAWS(HPH)-2006-11-39] [REFERRED TO]
NATIONAL INSURANCE CO LTD VS. HIMINGTHANHNUNA [LAWS(GAU)-2015-6-70] [REFERRED TO]
NATIONAL INSURANCE CO LTD VS. LALLIANI W/O LALREMSANGA [LAWS(GAU)-2015-6-94] [REFERRED TO]
NATIONAL INSURANCE CO LTD VS. K BIAKMAWIA F/O V MALSAWMTLUANGA [LAWS(GAU)-2015-6-99] [REFERRED TO]
ORIENTAL INSURANCE CO LTD VS. GURUVAMA BY M G AIYAPPA GENERAL SECRETARY [LAWS(KAR)-2011-1-26] [REFERRED TO]
NEW INDIA ASSURANCE CO.LTD VS. KAMLABEN PRABHAKAR CHAUDHARY [LAWS(GJH)-2019-3-147] [REFERRED TO]
UNITED INDIA INSURANCE CO. LTD. VS. AMAL KUMAR RAY AND ANR. [LAWS(CAL)-2017-2-30] [REFERRED TO]
ORIENTAL INSURANCE CO LTD VS. BISWAJIT DEB [LAWS(GAU)-2012-2-88] [REFERRED TO]
SUDHARSHAN S/O HANMANTH VS. SRI SUBASH [LAWS(KAR)-2020-12-2] [REFERRED TO]
NANSINGH AND ANOTHER VS. NIJANAND GINING INDUSTRIES PVT. LTD. AND ANOTHER [LAWS(MPH)-2007-4-123] [REFERRED TO]
KAMAL KUMAR VS. SWARNKAUR [LAWS(MPH)-2008-2-114] [REFERRED TO]


JUDGEMENT

- (1.)Leave granted.
(2.)Whether interest is payable by an insurer while indemnifying the insured the amount of compensation awarded against him under the Workmen's Compensation Act, 1923 (for short "the Act") is the question involved in this appeal which arises out of a judgment and order dated 10-5-2005 passed by the High Court of Judicature of Gujarat, Ahmedabad in First Appeal No. 1061 of 2005.
(3.)Before adverting to the contentions raised by the parties herein, we may notice the contract of insurance. By reason of the said contract, the insurer has made itself liable to reimburse the insured if during the period of insurance, any employee in his immediate service sustained personal injury be accident or disease arising out of and in the course of employment by the insured in the business wherefor he would be liable to pay compensation either under :
(i) the law set out in the Schedule, or

(ii) at common law



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