N. AYYAPPAN Vs. INDIAN OVERSEAS BANK
LAWS(TNCDRC)-2010-1-3
TAMIL NADU STATE CONSUMER DISPUTES REDRESSAL COMMISSION
Decided on January 18,2010

Appellant
VERSUS
Respondents

JUDGEMENT

M. Thanikachalam J. - (1.) The unsuccessful complainant in O.P.185/2001 on the file of the District Consumer Disputes Redressal Forum, Chennai (South), is the appellant.
(2.) The complainant who was the Visa Card Holder of the opposite parties bearing No.4543633050015407, which had a valid period of two years from April 1997, was using the same, for the purchases made by him. The complainant paid the amount due to the credit card, periodically from the Savings Bank Account, held by him in the opposite party banks branch. On the verge of expiry of the credit card, in April 1999, the complainant found various discrepancies in the statement of accounts, which was reported to the opposite parties. After much persuation, the first opposite party accepted that it had received excess of Rs.29,460/-.
(3.) After the delay of three months, they have informed the complainant that they have instructed the Canara Bank to credit Rs.29,460/-, along with interest, which was credited, but without interest.;


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