JUDGEMENT
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(1.) The Insurance company has challenged the compensation awarded by the Claims Tribunal in its award dated
27.11.2007 in MACP No.916/2006. The opponent claimant aged about 67 years at the time of accident while crossing
the road was knocked down by the motorcycle insured by
the appellant insurance company. He sustained fracture of
the leg, had to be hospitalised. He was operated upon. He
was confined to bed for extended period. He filed claim
petition seeking compensation of Rs.5 lacs from the
opponents. The Claims Tribunal considered his income at
Rs.10,000/ per month, applied 17% of disability agreed by
both the sides and awarded a total of Rs.2,91,200/ as
under :
Rs.1,63,200/ towards future loss of income
Rs.3000/ towards special diets Rs.3000/ towards transportation charges
Rs.3000/ towards attendant charges Rs.4000/ towards Court attendance
Rs.10,000/ towards pain, shock and suffering Rs.80,700/ towards medical expenses
Rs.25,000/ towards future operation exp Rs.2,91,200 Total compensation
(2.) The claimant was examined at exh.20. He pointed out the manner in which the accident took place. He deposed that
after retirement as an engineer from Narmada project on
the basis of his experience, he was working with one
Bholasing construction company as a consulting engineer
and receiving Rs.15000/ per month by way of salary. He
could however, not produce appointment letter. Regarding
injury he stated that he had a compound fracture of femur.
He had to undergo an operation and had been advised
complete bed rest for six months. The injury left permanent
disability. He was unable to stand for a long time, sit cross
leg or squat. Injury also hindered his daily pursuit. Dr.
Maheshkumar Pandya was examined at exh.30. He had
given disability certificate and assessed it at 17% of the
body as a whole. Injury certificate was produced exh.31.
He had also produced hospital bills of Rs.78000/ towards
treatment. One Kishore Deshmukh of Bholasingh
construction company was examined at exh.39. He
deposed that the claimant was working as a site
supervision engineer. The company was engaged in
construction work. The claimant was paid salary of
Rs.15000/ per month. He produced salary certificate at
exh.40.
(3.) From the above evidence, it can be seen that the claimant was aged about 67 years on the date of accident. He was a
retired consulting engineer. At such stage, his ability to be
involved in active gainful activity would ofcourse, be
considerably reduced. Without any documentary proof of
such gainful employment after retirement, even accepting
salary of Rs.10000/ per month at the relevant time, was
on the higher side. At the same time, I cannot lose sight of
the fact that with better medication, the longitivity and
health having generally improved, it is not impossible to
accept a person otherwise in good health to pursue gainful
employment even at an advance stage. The claimant
himself was a qualified engineer and retired after years of
experience in construction projects. I would therefore, not
discard his gainful employment altogether. But in absence
of any better proof, take his salary at Rs.5000/ per month
from such supervision work. Disability of 17% would work
out to Rs.850/ per month (Rs.5000/x17%) or
Rs.10,200/ per annum(Rs.850/x12). Adopting multiplier
of 5 as suggested by Sarla Verma(Smt.) and others v. Delhi
Transport Corporation and another reported in (2009) 6
Supreme Court Cases 121, his future loss of income would
come to Rs.51,000/(Rs.10,200/x5).;
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